Certified financial planner Reshell Smith is helping her clients build generational wealth, learn comprehensive financial planning and personal finance, start investing, and more. Ms. Smith offers a course on stocks and investing, in addition to a free course on her YouTube channel on tips to invest during a recession.

Investing in uncertain times can be daunting, but it doesn’t have to be. Ms. Smith gives five important tips on how to invest smartly during a recession:

Keep your emotions out of it. Make transactions and investments as emotion-free as possible as your emotions can have you make costly decisions.

Be a contrarian investor. This means that when you see everyone hopping out of the market out of fear, it might be time to invest more as prices may be lower or discounted.

Improve your financial position by looking at things other than your portfolio. It may be hard to not look at something like a 401(k) or brokerage account where you have a lot of money invested, but working on things such as your budget, or other assets, or reducing debt allows you to feel less stressed about your portfolio and for it to do what it needs to do as the market changes.

If you are looking to invest during uncertain times, stick to companies that you know are well-managed, such as larger companies, and who provide products that will always be essential to the population, such as food and utilities.

Enlist professional help. If you feel as though you’ve gotten in over your head, remember that there are many financial planners and advisors you can reach out to who are more than happy to help.

Ms. Smith also offers an investing course called Ready, Stock, Go! that teaches beginners how to start investing in stocks. The presentation offers tips to start confidently building a portfolio and gives the important factors to consider before purchasing stocks.

For just $21, students will learn the difference between all types of stocks, from Growth and Value stocks to Large Cap and Small Cap stocks and more – AND to finish off the course, students will be quizzed on what they’ve learned to see if they’re ready to start investing.

Investing on its own can seem like an intimidating task, let alone for a beginner and especially during a recession. Reshell Smith understands this and is here to help, with her two thorough courses teaching you the ins and outs of investing and how to be great at it.