Source: MySanAntonio.com

Texas drivers living in minority areas are generally charged more for auto insurance than people with similar risk profiles who live in white neighborhoods — despite laws that ban discriminatory rate setting, a new study of car insurance pricing shows. ProPublica and Consumer Reports released a report Wednesday that shows insurers were charging premiums that were in some cases an average of 30 percent higher in ZIP codes with mostly minority residents than in whiter neighborhoods in Texas and three other states. It’s the first time insurance claims have been used to measure racial disparities in car insurance premiums across states. The analysis examined more than 100,000 premiums charged for liability insurance, which covers bodily injury and property damages, in Texas, California, Illinois and Missouri.