Welcome back to The Open House. Are you tired of rent- ing? Do you want to own your own place, but don’t know where to start? Well, this week’s topic is for you: How To Prepare To Buy Your First Home.

When I bought my first home, I didn’t know what the process looked like. Between the pre-approval, finding the right home, all the fees and closing costs...I was a bit overwhelmed.

Truth be told, buying a home can be very intimidating. But, it does not have to be. With the right prepara- tion and the right agent, you can have a smooth home buying process.

Speaking of preparation, here are some home buying tips that will be helpful for you.

Tip #1: Build Your Credit Score

Your credit score matters when buying a home, especially if you are us- ing the bank for a loan. The higher your score, the better your interest rates and terms will be. Your debt to income ratio will be one of the biggest determining

factors in how much money the bank will approve you for. So make sure you work towards paying off any outstand- ing balances.

Tip #2: Budget and Save

It’s important to know how much money you have coming in and going out so you can know realistically how much house you can afford. Take some time and track your spending - you will see where you’re overspending

and where you can save money each month. Doing this will help you pre- pare for your down payment, closing costs, furniture and other miscellaneous things that come with buying a home. Remember, discipline is important - so maybe you don’t need to go out to eat this week, save your money...you got food at the house!

Tip #3: Work With A Great Agent

This is one of the biggest decisions of your life and you want some- one you trust guiding you through this process step-by-step. If you are looking for a trusted agent who is committed to providing you the best experience possible, contact me - I will help you navigate this process, connect you with your perfect home, and share my exper- tise with patience and ease!

Falyn M. Davis

BUYING H SELLING H LEASING H APT. LOCATING Licensed Professional Realtor

Cell Phone: 832-396-6276 Email: FalynMDavis@gmail.com Social Media: @FalynDavis