Hurricane season has hit a fever pitch.

As Hurricane Ida slams into Louisiana, InsureMyTrip wants to remind travelers about the importance of protecting their trips against severe weather.

Travel insurance can come in handy if you need to cancel a trip because of a hurricane. However, you’ll need to think, and plan, ahead. You must purchase a travel insurance policy before a storm is named to receive any coverage for storm-related travel issues.

MORE: Hurricane Season: Travel Insurance to Consider

Also, the optional Cancel For Any Reason benefit (also known as “CFAR”) is a particularly popular coverage option, allowing for the more cancellation flexibility. CFAR may reimburse 50% - 75% of your insured trip costs if you need to cancel your trip for a reason not covered by your policy. CFAR is the only cancellation option to cover fear of travel, but there are several requirements, and not everyone qualifies.

MORE: InsureMyTrip’s New CFAR tool

InsureMyTrip has Travel Insurance Agents licensed in every state, who can walk travelers through what they need to know before booking a trip and purchasing travel insurance during hurricane season.