(c) Geber86 - Getty Images

(c) Geber86 - Getty Images

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Tips to Reduce Holiday Spending, Without Cutting Back on Cheer

(StatePoint) Amid the merriment of the holiday season is a hard reality -- nearly six in 10 Americans don’t have enough savings to afford an unexpected expense like a $500 car repair or $1000 emergency room bill, according to a Bank survey conducted by Princeton Survey Research Associations International.